State CDBG Microenterprise Grant Program

Town of North Providence
Business Microenterprise Stabilization Grant (MicroE) Program

Forms & Documents at the bottom of this page

The Town of North Providence, with Community Development Block Grant (CDBG) funds provided by the R. I. Office of Housing and Community Development (OHCD) and the U.S. Department of Housing and Urban Development (HUD), is offering working capital grants to qualifying small business microenterprises adversely impacted by COVID-19.

Eligible Businesses:  Certain types of microenterprises are eligible.  A microenterprise is defined as a commercial enterprise that has five or fewer employees, one or more of whom owns the enterprise. 

The microenterprise owner’s gross annual family income may not exceed the applicable threshold below, based on family size and city/town where you live (not where your business is located). 

Businesses must meet the following eligibility criteria:

  1. Be a microenterprise, as defined above
  2. Be owned by low- or moderate-income person(s) (≤80% of the Area Median Income, based on family size)
  3. Be a for-profit entity (sole proprietorships, partnerships, corporations, or LLCs)
  4. Have a physical establishment in the city/town of application
  5. Provide goods or services to multiple clients or customers
  6. Be in good standing with the state and city/town
    1. Be current on all taxes due through 3/1/2020
    2. Active and valid state licenses/registrations, if applicable
    3. Not a party to litigation involving the state or city/town
  7. Be able to document a loss of income of at least $1,000 due to COVID-19
  8. Have been established prior to 1/1/2019
  9. Have annual gross revenues greater than $25,000
  10. Have at least two employees, including the owner(s)
  11. Not be listed under the excluded business types, as amended (see below)
  12. Have not received monies, or award/approval from the Economic Injury Disaster Loans (EIDL) or the Paycheck Protection Program (PPP) at time of application.

Required Documents:  Applicants must submit all application forms, and supporting documents, including copies of:

  • Driver’s License or State-Issued Photo ID
  • Personal tax returns for all adults filing separately (2018 or 2019)
  • Business tax returns (2018 or 2019)
  • Copies of payrolls for most recent pay period and pay period ending on/before 3/7/2020
  • Copies of receipts for impacted period in 2020 (e.g. March), and same period in 2018, 2019

Grant Amounts: $5,000 grants will be disbursed via a single lump-sum payment to approved, eligible microenterprises.

Business Microenterprise Stabilization Grant (MicroE) Program

Uses of Funds:  Funds may be used for working capital to cover business costs, such as rent, staffing, and utilities.  MicroE funds may not be used for major equipment purchases, purchase of real property, construction activities, business expansion, or lobbying.

Excluded Business Types: The following business types are excluded from participating in this program:

  • cannabis-related businesses;
  • real estate rentals/sales businesses;
  • home-based businesses with no employees;
  • businesses owned by persons under age 18;
  • businesses that are franchises or chains;
  • liquor stores;
  • weapons/firearms dealers;
  • lobbyists;
  • persons operating as independent consultants/contractors and providing services to a single entity;
  • home-based businesses that are restricted to patrons below the age of 18;

Microenterprises owned by students age 18+ are generally ineligible, unless the student owner is the sole means of financial support for other family members

 

FOR COMPLETE PROGRAM GUIDELINES AND APPLICATION MATERIALS, CONTACT:
Brent Wiegand- Director of Planning
2000 Smith Street
North Providence, RI 02911
(401) 233-1419 ext. 227
https://northprovidenceri.gov/

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Forms & Documents

MicroE Informational Flyer – Multi Language
MicroE Flyer_English
MicroE Flyer_Spanish
MicroE Flyer_Portuguese
MicroE Flyer_French
MicroE Flyer_Haitian-Creole
MicroE Flyer_Khmer
MicroE Flyer_Thai

English MicroE Application Documents
English MicroE Eligibility Info
English MicroE Checklist
English MicroE Application Form
English MicroE Income Certification
English MicroE Certification
English MicroE Conflict Disclosure
English MicroE Consent and Release
English MicroE Quarterly Update Rpt

Spanish MicroE Application Documents
Spanish MicroE Eligibility Info
Spanish MicroE Checklist
Spanish MicroE Application
Spanish MicroE Income Certification
Spanish MicroE Certification
Spanish MicroE Conflict Disclosure
Spanish MicroE Consent and Release

Portuguese MicroE Application Documents
Portuguese MicroE Eligibility Info
Portuguese MicroE Checklist
Portuguese MicroE Application
Portuguese MicroE Income Certification
Portuguese MicroE Certification
Portuguese MicroE Conflict Disclosure
Portuguese MicroE Consent and Release

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